This yearвЂ™s number one spot, Kelley Farm Kitchen, is a women-owned vegan restaurant. Photo by Brian P., Kelley Farm Kitchen in Harpers Ferry, WV Whether youвЂ™re looking for a white tablecloth experience or a grab-and-go vegan deli sandwich, thereвЂ™s something for every taste and budget on the list. These five-star spots join returning favorites ArunвЂ™s Indian Kitchen, who celebrate their 5th year on the list, and Local Expedition Wood Fired Grill. New this year, youвЂ™ll find Kelley Farm Kitchen, a West Virginia restaurant making their Top 100 debut at no.1, and Maple Leaf Diner, a Texas spot where Yelpers love the Chicken, Bacon and Waffles.

In our eighth annual list, youвЂ™ll find eateries from across the US that run the gamut of dining experiences. This yearвЂ™s list is the culmination of thousands of suggestions we received from the Yelp community, a list of favorite restaurants where we canвЂ™t wait to enjoy a meal with loved ones again. Today, we are thrilled to reveal the Top 100 Places to Eat in 2021. Our wedding expenses are higher than we expected, but still roughly in budget, due to the rising costs and supply chain issues.Last December, we asked Yelpers to tell us about their favorite restaurants, the lunchtime go-tos and special occasion spots that they canвЂ™t wait to return to. We're covering all the wedding expenses ourselves, split 50/50, so that's the big expense we're paying off this year. and I are planning our big wedding celebration abroad this fall and are having a civil ceremony at City Hall prior. Fortunately, I landed the role I'm in now and negotiated a significant pay increase. I was also one of the many impacted by 2020 pandemic layoffs. Those experiences and roles stayed with me and I learned to never take a good job for granted. My first job out of college was working for a global conglomerate making $29,000, and my income wobbled in the mid-five-figure range across different jobs from 2009-2019, with several stints of unemployment. My partner, A., finished his doctorate and started working around the same time. I couldn't put much toward retirement until approximately three years ago when I switched jobs and started making double my previous salary (and hit the six-figure mark for the first time).

Aside from the wedding costs, I have been putting a lot of my paychecks toward my employer's retirement plan since I feel very behind on those contributions. I'm amazed I bring in my current income working in nonprofit. I also have an after-tax Roth conversion set up within the plan. I plan to max out the allowable contribution amount pre-tax this year. Retirement: Ranges month to month as I don't do an even distribution across the year to my employer's retirement offerings. Rent: $1,475 (my half of a two-bed/two-bath apartment shared with my fiancГ© in a large apartment complex, including one parking spot) Paycheck Amount (2x/month): $2,500-$3,000 depending on my retirement and transit deductions that month I live with my partner, A., and we keep our finances separate.) The pension will pay out $1,000/month once I retire. The $40,000 is the lump sum I've chosen to leave in that account until I turn 65, as withdrawing from it prior to that would disqualify me from the lifetime pension payout.

As a caveat, a previous employer had a rare pension set-up which I contributed to over many years.

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